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Term insurance (also known as "temporary insurance") provides financial protection if you die within a specified period known as "the term". This period might be 10, 15 or 20 years although you can arrange policies to cover you for periods as short as one month. If you are alive at the end of the term no payment is made.
Term insurance is the cheapest form of protection. For just a few pounds a month your dependants or business colleagues can be covered for several thousand pounds.
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